Singapore’s life insurers to lower cap on policy investment returns


Life insurers in Singapore will reduce the upper investment return cap for insurance policies to 4.25{3c4481f38fc19dde56b7b1f4329b509c88239ba5565146922180ec5012de023f} per annum, effective July 01, down from 4.75{3c4481f38fc19dde56b7b1f4329b509c88239ba5565146922180ec5012de023f} currently.

This was announced by the Life Insurance Association Singapore (LIA), as the market grapples with the sustained low interest rate environment.

“Our objective in doing so is to provide consumers a more realistic range of projected investment returns so individuals can make better informed financial decisions,” said LIA president Khor Hock Seng.

The caps on policies’ investment returns were introduced in 1994, in order to maintain uniformity among insurers. LIA reviews these caps annually to

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Victor builds contract review tool


Victor, a global managing general underwriter, has announced the launch of Victor Contract Sifter, an automated contract review tool for design professionals in the design and construction industry.

Victor Contract Sifter enables users to more efficiently and effectively manage their contractual risk. In collaboration with LegalSifter, a contract-review technology, insured design firms will have on-demand access to automated, efficient distillation of their service agreements when contracting to perform work for their clients, Victor said.

The Victor Contract Sifter is an alternative to the traditional, manual contract insurance terms review process provided by professional liability insurers. The tool examines professional service

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