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The UK’s Payment Systems Regulator (PSR) has published its final report into its card acquiring market review.
The document sets out the regulator’s conclusion that the supply of card acquiring services does not work well for small and medium-sized merchants and large merchants with annual card turnover up to £50 million.
Merchants with annual card turnover between £15,000 and £50 million served by the five largest acquirers got little or no pass-through of the Interchange Fee Regulation (IFR) savings. This indicates that the supply of card-acquiring services is not working well for
Apple is rumoured to be launching a new SoftPOS service that will let small businesses accept payments directly on their iPhones without any extra hardware.
The company has been working on the new feature since around 2020, when it paid about $100 million for a Canadian startup called Mobeewave that developed technology for smartphones to accept payments with the tap of a card.
The system will likely use the iPhone’s NFC chip that is currently used for Apple Pay.
Mobeewave’s technology only needs an app and the phone’s NFC to work, unlike services like
The Diem cryptocurrency project is being forced to sell its assets, as Meta (Facebook) admits defeat in its ambitions in the digital payments space.
The Diem Association, which was launched by Facebook in 2019 and is supported by 25 businesses and non-profit groups, is planning to wind down, according to several people familiar with the discussions.
One person said the buyer of its technology was California-based Silvergate Bank, for $200 million. That deal was first reported by the Wall Street Journal.
Meta has been seeking revenue sources to power its future growth. The Silicon